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Welcome To GSME's Website!
Residential and Commercial Loans
Welcome to the official site of Golden State Mortgage Experts. We are a full-service mortgage company specializing in Residential and Commercial Loans. We serve the following counties: Contra Costa, Alameda, Solano, San Francisco, Napa, Sonoma, Marin, and Santa Clara, . Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
FHA | VA | USDA | Conventional | Down Payment Assistance | Jumbo | Non-QM | Commercial
Refinancing? We can help you with that, too!
We offer a wide range of refinance options designed to best meet the needs of local borrowers. If you're looking for cash out or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes Golden State Mortgage Experts unique is that we offer the following niche programs as well: ITIN Loans, Bank Statement Loans, Foreign National Loans, DSCR Loans & Down Payment Assistance.
Contact Golden State Mortgage Experts today to discuss your mortgage loan options and find out which loan program will best suit your needs.